Mortgage Center


Scott Kinley
Assistant Vice President / Retail Lender

301 E. Main
Carbondale, IL 62901

(618) 549-3621 Ext. 2114 Or (618) 997-4341
Fax: (618) 457-2534

NMLS Registry Number: 501074


I have lived in Southern Illinois my entire life and have nearly 30 years of experience in banking/lending. I extend customer service beyond your expectations and look forward to helping you achieve your financial goals.                    

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Today's Featured Rates

Mortgage Loans
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.311%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.798%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.910%  0.000%
Construction Loans
Construction Loan - 12 Month Term
 Rate  APR  Points
 5.500%  6.441%  0.000%

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